I’ve tried different ways of spreading out payments for purchases and found that what matters most is how clear the terms feel from the start, in my experience https://flexshopper.pissedconsumer.com/customer-service.html provided a payment calendar that was easy to follow which helped me stay on track without guessing what comes next, knowing how the schedule works made the whole process feel more manageable and less stressful than some others I’ve tested, it gave me confidence to plan bigger buys.